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Testimonial

"Donal is very professional he goes to great lengths to ensure excellent customer service, we have been dealing with Donal for over 10 years.  He has an in-depth understanding & knowledge of all his customers Insurance needs. I thoroughly recommend doing business with him."

- Sharon Kavanagh, Operations Manager, P5S Ltd

Liability Insurance

Public and Employer Liability Insurance

Avoid Risk Liability InsuranceDespite your best intentions, accidents happen and if the accident is in your business then a client, a customer, a contractor, or member of the public can claim against your business for compensation. Your public liability and employer liability can cover an accident as simple as spilling a drink over a client’s computer, or a contractor slipping on a wet surface in your office incurring injury a person or their property.

Let us help protect your business, Geraghty Insurances Ltd can provide businesses with public liability insurance and employer liability as standalone policies or they can be purchased together with our range of other business product.

What level of public liability cover do you need?

A minimum level of cover a business can take out is €1 million. Depending on the nature of your business, you may need more. For example companies that work on government contracts, there is likely to be a requirement for higher cover of public liability.

How Geraghty Insurances Public Liability Insurance protects you and your business

Covers you when you have to pay compensation because a client, contractor or member of the public is injured and your business is at fault.

Pays out up to £100,000 to cover legal fees spent in defending a claim.

You may combine your public liability cover with your employer’s liability insurance to create one simple package.

Employers’ liability

If you have 1 employee or 1000, Employers’ liability insurance is a legal requirement for any business.

Covers any person working for you in connection with your business even if they are voluntary help or self employed, it can be added to your public liability insurance . The standard Limit of Indemnity is 13 million.

Higher levels of both Public and Employers Liability can be provided if required. 

Give us a call to discuss your requirements on 046 90 29099/ 046 90 29321